Locating and helping recover unclaimed funds, dormant accounts, mortgage foreclosure surplus, life insurance proceeds, and forgotten assets across Florida and the United States. Confidential, contingency-friendly, and built on 45 years of recovery experience.
There are tens of billions of dollars sitting in state unclaimed property funds, mortgage foreclosure surplus accounts, court registries, dormant bank accounts, uncashed insurance proceeds, and forgotten investment accounts across the United States. Most of it is never claimed — because the rightful owner doesn't know it exists, has moved, has died, or the name on file no longer matches the name a search would return.
Valdes Investigation Group runs full asset and unclaimed funds investigations for individuals, attorneys handling estates and probate, heirs trying to recover assets from a deceased relative, and businesses tracing funds owed to them. We identify what is owed, where it is held, who currently has legal authority to claim it, and what documentation will be required to recover it.
Common targets include Florida unclaimed property accounts, mortgage foreclosure surplus held by county clerks, court registry funds, deceased relatives' bank and brokerage accounts, life insurance and annuity proceeds, pension benefits, and securities holdings. We also recover funds tied to forgotten utility deposits, security deposits, court bonds, and tax refunds.
Our unclaimed funds investigations cover the full range of asset categories where money or property may be sitting in your name — or in the name of a deceased relative whose estate you have legal authority to administer.
Florida and 49 other states hold unclaimed property accounts — dormant bank accounts, uncashed checks, security deposits, and utility refunds. We search all 50 state databases plus federal sources.
When a foreclosed property sells for more than the amount owed, the surplus is owed to the former owner. Most never claim it. Funds sit in county court registries — we find them and document standing.
Money paid into court — settlements, bonds, interpleader funds, eminent domain proceeds — frequently goes unclaimed when the rightful party moves or the case ages.
Bank, brokerage, and retirement accounts of deceased relatives that were never properly disclosed in probate — often discovered years later by heirs handling estate matters.
Insurance policies and annuities where the insured has died but no claim was made — frequently because beneficiaries did not know the policy existed.
Unclaimed 401(k), IRA, and pension benefits from former employers — including funds rolled into the Pension Benefit Guaranty Corporation when companies wind down.
A clear four-stage process from intake through final report. Updates throughout — no black-box investigations.
We begin with a comprehensive search of all 50 state unclaimed property databases, federal sources, and proprietary financial-asset databases under the names you provide — current name, prior names, deceased relatives, and known aliases.
Once assets are located, we identify who currently has legal authority to claim — the original owner, surviving heirs, the estate administrator, or an assigned successor. Documentation requirements vary by holder and jurisdiction.
We prepare a recovery plan covering each asset: the holding agency, the claim procedure, documentation required, expected timeline, and whether a contingency-fee recovery arrangement is appropriate for the case.
We coordinate with estate attorneys, probate counsel, and claim administrators to support recovery. Where the client prefers, we coordinate the full recovery process and remit recovered funds directly.
Public databases are only the starting point. Most unclaimed funds investigations require name reconciliation, address history, probate research, and standing analysis — work that requires actual investigators, not just a search engine.
A relative passes away, and years later the family discovers there were bank accounts, life insurance policies, or pension benefits never disclosed in probate. We locate, document, and help recover.
A foreclosed property sold for more than the loan balance — the surplus is owed to you, the former owner. Most never claim it. We locate the funds and prepare the claim.
Estate administrators engage us to perform a comprehensive asset search before closing probate — surfacing accounts and assets the decedent never disclosed to family.
We locate and document heirs to estates where the decedent died without a clear successor — establishing standing for the rightful claimants.
Locating assets held in a former spouse's name, pre-marriage accounts, or assets that were not properly disclosed in dissolution proceedings.
Locating dormant accounts, uncashed checks, refundable deposits, and court bond returns owed to businesses that have relocated or restructured.
A free initial review confirms whether unclaimed funds investigation is worth pursuing for your situation. No obligation, full confidentiality.
